Who We Are

BAC is an organization with over 70 years of experience offering financial products and services to 4.7 million customers throughout the Central American region, served by more than 20,000 employees.

The company began its operations on July 5, 1952, with the founding of Banco de America in Nicaragua, and in the 1970s became a pioneer in the credit card business in the Central American Region. In the 1980s, it opened an office in Miami, Florida, USA. Gradually, it opened operations in each of the Central American countries, until in the 1990s, it became the first financial group with a presence throughout Central America and the United States.

About Us

Our Mission

Facilitate with excellence the interchange and financing of goods and services by means of innovative and profitable payment systems and financial solutions that contribute to generate wealth, create employment and promote sustained economic growth in the markets where we operate.

Our Vision

To be the financial organization of choice in the communities that we serve due to our leadership in payment systems, our strength, reliability and advanced technology and to provide connectivity to individuals and businesses, whose lives we simplify by assisting in achieving their dreams and goals.

OUR CORPORATE VALUES

Our Corporate Values

Get in touch: 305 372 3000

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Moving operations from Nicaragua to Miami

  • Miami was a key location due to closeness to banking networks and Brands
  • Often, transactions will take 2 to 3 weeks to be posted to the cardholders due to the lack of electronics data exchange
  • COMFLA placed High-tech modems that helped to develop this process placing BAC on a very strategic position until today
  • COMFLA marks a difference during the “lost decade” in the 80’s by processing up to 69 banks
  • In the 90’s when AMEX is introduces to Central America, BAC was the only one in compliance with AMEX’s requirements
  • Centralized Regional Clearing and Settlement to AMEX and Mastercard